How much should you save each month?
Tell us your goal and deadline. We'll show the exact monthly amount to get there โ and how much interest helps.
Your goal
months
Your plan
Save each month
โ
โ
From your pocket
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From interest
Stay on track ๐ฟ
Our printable savings tracker turns progress into a visual you'll want to fill in.
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How this savings calculator works
We take your goal, subtract what you've already saved, and solve for the monthly deposit needed to reach the target by your deadline โ accounting for compound interest if you're using a high-yield savings account. A higher APY means the account does more of the work for you.
Where should I keep my savings?
For short-term goals, a high-yield savings account (often 4%+ APY) keeps your money safe and growing. This calculator lets you plug in any rate to compare.
What if I can't hit the monthly number?
Extend your deadline or trim the goal. Even saving a little consistently beats waiting for the "perfect" amount.