๐ŸŽฏ Free savings goal calculator

How much should you save each month?

Tell us your goal and deadline. We'll show the exact monthly amount to get there โ€” and how much interest helps.

Your goal

months

Your plan

Save each month
โ€”
โ€”
From your pocket
โ€”
From interest

Stay on track ๐ŸŒฟ

Our printable savings tracker turns progress into a visual you'll want to fill in.

Get the planner โ†’
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How this savings calculator works

We take your goal, subtract what you've already saved, and solve for the monthly deposit needed to reach the target by your deadline โ€” accounting for compound interest if you're using a high-yield savings account. A higher APY means the account does more of the work for you.

Where should I keep my savings?

For short-term goals, a high-yield savings account (often 4%+ APY) keeps your money safe and growing. This calculator lets you plug in any rate to compare.

What if I can't hit the monthly number?

Extend your deadline or trim the goal. Even saving a little consistently beats waiting for the "perfect" amount.